Business Terms Guide: 5 Numbers + 115 Terms

Business Terms Guide: 5 Numbers + 115 Terms

115 business terms with formulas and Rs examples

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Welcome: how to use this book

Most people start a business from the idea: "this will sell, everyone will buy it." The numbers get checked later, or never. This book does the…

This is the long companion to the Instagram reel "ROI" (80 seconds, 5 numbers). The reel gave you the names and formulas. Here you get the meaning of…

Deposits, licences, launch

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ROI traps: time, owner pay, one-time costs

Ravi's Rs 4,12,500 profit assumes Ravi works for free. Say he pays himself Rs 40,000 a month, the kind of salary he could earn in a job…

Ravi's best month earns Rs 55,000. Multiply by 12 and you get Rs 6,60,000, an ROI of 132% (6,60,000 ÷ 5,00,000). That number ignores the two…

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Cash buffer and runway: how many months can you survive?

Ravi's fixed costs are Rs 80,000 a month (rent 25,000 + helper 30,000 + utilities and software 10,000 + marketing base 15,000), before he pays…

The 450-order row is the month-2 situation: 450 × Rs 150 − Rs 80,000 = −Rs 12,500. The 3 to 6 month target is a rule of thumb used by many advisers,…

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Contribution margin: what each sale leaves for your fixed costs

Contribution margin is the selling price per unit minus the variable cost per unit. It is the portion of each sale that goes toward covering fixed…

Think of the Rs 150 as a bucket. Each order drops Rs 150 in. The bucket must first fill to Rs 80,000 (all fixed costs). Only after that does a single…

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Effective hourly rate: job vs business, scale vs mehnat

Ravi works 10 hours a day × 30 days = 300 hours a month. Maan lo (illustrative) a job pays ₹40,000 for about 208 hours (26 days × 8 hours), which is…

Ravi, Year 1 average (₹4,12,500 ÷ 12)

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Ravi's full 12-month model: all 5 numbers together

This is a made-up example, not a forecast for your business. Ravi starts a chai-snacks cloud kitchen with ₹5,00,000: kitchen setup ₹3,00,000,…

Orders ramp up over the year: 300, 450, 600, 700, 800, then 900 a month from month 6. Monthly profit = orders × ₹150 − ₹80,000.

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What's inside - 35 sections

Part 1 - Start here and ROI
  • How to use the book and the five numbers at a glance
  • What small-business data says, with dated sources
  • ROI formula, traps, payback period
Part 2 - Cash flow
  • Profit vs cash, and why a profitable shop can run dry
  • Working capital, GST invoices and the 45-day payment rule
  • Cash buffer and runway in months
Part 3 - CAC, LTV and break-even
  • What to count in customer acquisition cost, and lifetime value on margin
  • Fixed, variable and semi-variable costs, contribution margin
  • Break-even formula, margin of safety, markup vs margin
Part 4 - Time
  • Time value of money: FD vs business vs inflation
  • Owner's time, hourly rate, job vs business
  • Unit economics on one page

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Who made this

Animesh Kumar
Animesh Kumar
Founder of FirmGenie · builds PaperBabu, Sanim AI and OmGrah
2.3M followers · 2× author

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FAQs

Is this a file or a course?

It is one ebook that opens on this page after payment, and a copy is emailed to you. There are no videos and nothing is shipped.

Is it in Hindi?

Yes. Every section is in English and Hindi, and you can switch with one button at the top.

What will I earn if I follow it?

The book makes no income promise. It teaches you to read the numbers before you spend. The Rs 5,00,000 kitchen is a made-up example, not a result. If you want a stock tip, a loan or a promise of income, do not buy this.

Does it fit a small budget?

Yes. The formulas run the same on Rs 50,000 or Rs 50 lakh. The example uses Rs 5,00,000.

Which terms are covered?

The five reel numbers in depth (ROI, cash flow, CAC and LTV, break-even, time), then financial statements, ratios, growth and marketing metrics, GST, loan and funding basics, and an A to Z glossary of 115 terms with formula and example.

Are the numbers in the examples real, and are tax limits current?

The cloud kitchen figures are illustrative and marked "maan lo". Tax, MSME and loan limits change, so the book shows the date and the official link; check the official site before you act.

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